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Credit cards: pay in full vs carry

Each card has its own payment envelope. Long-term debt does not crush Ready to Assign.

The only per-card question is how you use it.

• Pay in full — Polaris reserves what the card owes, not only the last statement. New charges stay spoken for.
• Carry a balance — the carried amount is a payoff plan. You confirm a monthly payment; only that payment claims cash.

Each card has its own envelope, so seven cards never collapse into one mystery row.

Still stuck? Write to support — the form goes to us, not a public inbox.