Help · On-device intelligence

On-device intelligence

Apple Intelligence on this iPhone. Your transactions are not sent to a Polaris model.

Insights, merchant cleanup, and category suggestions can use Apple Intelligence. That model runs on the device. We do not operate a cloud AI that stores your receipts or books.

Requires iPhone 15 Pro or later, iOS 26, and Apple Intelligence turned on. On any other phone the deterministic rules still run — brand catalog, name cleanup, spending facts — they are just not narrated by the on-device model.

Toggle features in Settings → Intelligence. Turn the master switch off and Polaris never calls the model.

Still stuck? Write to support — the form goes to us, not a public inbox.